{"id":20507,"date":"2023-02-03T08:07:00","date_gmt":"2023-02-03T08:07:00","guid":{"rendered":"https:\/\/envoice.eu\/?p=20507"},"modified":"2025-12-24T14:08:06","modified_gmt":"2025-12-24T14:08:06","slug":"divvy-vs-expensify-which-one-to-opt-for","status":"publish","type":"post","link":"https:\/\/envoice.eu\/en\/blog\/divvy-vs-expensify-which-one-to-opt-for\/","title":{"rendered":"Divvy vs. Expensify – Which One to Opt For"},"content":{"rendered":"

Introduction<\/span><\/h2>\n

When you think of the occupations that hate admin, paperwork and reporting – who comes to mind?<\/span><\/p>\n

Salespeople and creatives, right?\u00a0 Yeh, I can see the nodding already. If you happen to be that person,<\/span> your eyes are already glazing over from boredom.<\/span><\/i><\/p>\n

Don\u2019t zone out yet!\u00a0 <\/span>You\u2019re about to hear about two products that can make this whole admin thing easier and much more enjoyable.<\/b><\/p>\n

If chasing receipts and tracking expenses 30-60 days later has been more than you can bear, hang in there. <\/span>\u00a0It\u2019s about to get a whole lot better.\u00a0<\/b><\/p>\n

Divvy and Expensify <\/b>are two sides of the same expense management coin that will provide you with the technology to track expenses and spend automatically – goodbye paperwork!<\/span><\/p>\n

Don\u2019t waste time doing things you don\u2019t really care about with real-time expense tracking.<\/b><\/p>\n

An Overview of Divvy and Expensify<\/span><\/h2>\n

\"divvy<\/p>\n

getdivvy.com<\/span><\/i><\/p>\n

What do you get when you combine world-class accounting software and a leader in spend management?\u00a0 You get <\/span>Divvy.com.\u00a0 <\/b>In 2021 Bill.com and Divvy joined forces to provide the market with expanded opportunities.\u00a0<\/span><\/p>\n

Check out bill.com vs. expensify<\/a> to compare how Bill.com stacks up against Expensify when you want payables automation alongside expense tracking.<\/p>\n

Divvy<\/b> desires to become a <\/span>financial nervous system<\/b> for small and medium businesses.\u00a0 For them, this means designing software that makes money smarter and delivers speedy financial information that customers can\u2019t live without.<\/span><\/p>\n

\"expensify\"<\/p>\n

expensify.com<\/span><\/i><\/p>\n

Expensify<\/b> is an <\/span>expense management solution<\/b> founded by David Barrett in 2008. <\/span>[1]<\/span><\/p>\n

The mobile app allows expense tracking such as fuel, travel, meals and more. Artificial Intelligence and Machine Learning automatically <\/span>extract data from receipts and invoices<\/b>, processing online payments seamlessly.\u00a0\u00a0\u00a0<\/span><\/p>\n

Multiple <\/span>virtual cards<\/b> can be linked to business bank accounts, making payments even easier.\u00a0<\/span><\/p>\n

Snapshot of Divvy vs. Expensify Features<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\nDivvy<\/b><\/td>\nExpensify<\/b><\/td>\n<\/tr>\n
Entry Level – Pricing<\/b><\/td>\nAll features are FREE<\/span><\/td>\nBasic features are free with upgrades to higher plans from $10 a month per user. Free trial available.<\/span><\/td>\n<\/tr>\n
Features<\/b><\/td>\nExpense Management<\/span><\/p>\n

Spend Management<\/span><\/p>\n

Payment Services<\/span><\/p>\n

Strategic Budgets<\/span><\/p>\n

Reimbursement<\/span><\/p>\n

Reporting\u00a0<\/span><\/p>\n

Receipt Scanning<\/span><\/p>\n

AP Automation<\/span><\/td>\n

Expense Management<\/span><\/p>\n

Spend Management<\/span><\/p>\n

Payment Services<\/span><\/p>\n

Strategic Budgets<\/span><\/p>\n

Reimbursement<\/span><\/p>\n

Reporting\u00a0<\/span><\/p>\n

Receipt Scanning<\/span><\/td>\n<\/tr>\n

Integration<\/b><\/td>\nQuickBooks, Sage and Oracle Netsuite<\/span><\/td>\nQuickBooks, Sage and Oracle Netsuite, Zero, Greenhouse<\/span><\/td>\n<\/tr>\n
Security<\/b><\/td>\nPCI DSS Compliant, Multi-factor authentication, Fingerprint scanning for mobile<\/span><\/td>\nPCI DSS Compliant, Multi-factor authentication,\u00a0<\/span><\/td>\n<\/tr>\n
Cloud storage<\/b><\/td>\nYes<\/span><\/td>\nYes<\/span><\/td>\n<\/tr>\n
Interface\u00a0<\/b><\/td>\nWebCloud\/Mobile<\/span><\/td>\nWeb\/Cloud\/Mobile<\/span><\/td>\n<\/tr>\n
Market<\/b><\/td>\nSmall Businesses, Medium Businesses<\/span><\/td>\nIndividual, Freelancers, Small and Medium Businesses<\/span><\/td>\n<\/tr>\n
Reviews<\/b><\/td>\n88% Satisfaction Rating<\/b> [2]<\/b><\/td>\n98% Satisfaction Rating<\/b> [2]<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/h2>\n

Comparison of Key Features<\/span><\/h2>\n

A.<\/span> Expense Management<\/span><\/h3>\n

Divvy<\/b> provides expense reports in just a few clicks giving you real-time visibility. You can stop the pain of tracking expenses across multiple platforms by throwing out the other options and consolidating your expense management in one place.\u00a0<\/span><\/p>\n

With automatic receipt matching, expense categorization, and seamless integration with accounting software, you can save monthly expense processing hours.\u00a0 Golf Genius <\/span>saved 60 hours a month<\/b> using Divvy – <\/span>sounds like it\u2019s a <\/span><\/i>hole-in-one<\/i><\/b>!\u00a0<\/span><\/i><\/p>\n

Expensify<\/b> allows you to track and approve expenses on the web platform or the mobile app.\u00a0 You do not need to enter information manually, as the platform can automatically pull data from receipts and invoices and send it to the correct categories.\u00a0 Integration with your accounting software means you do not need to input data multiple times, saving you time and effort.<\/span><\/p>\n

B.<\/span> Spend Management<\/span><\/h3>\n

\"Divvy<\/p>\n

getdivvy.com<\/em><\/p>\n

Divvy will save you from bad spending habits that get you into trouble<\/b>.\u00a0 You will never have to be in a situation where you use money and don\u2019t know if you have any to spend.\u00a0 How?<\/span><\/p>\n

You can set spending limits for individual users, sync automatically to employee credit cards and lay your eyes on spend totals immediately whilst approving spend on the go. Each person can receive action notifications in the mobile app.\u00a0<\/span><\/p>\n

This allows you to forecast budgets weeks or months in advance – <\/span>a clear winner for the cash flow.\u00a0<\/b><\/p>\n

Expensify <\/b>automatically tracks traveling spending, such as petrol, food and accommodation.\u00a0 Limits are set for each employee, tightening control over the money spent per trip. Standard features such as automatic sync with credit card purchases and real-time visibility are available to assist with cash flow management.<\/span><\/p>\n

–<\/span> Virtual Cards<\/span><\/h4>\n

Divvy<\/b> offers a unique card with limits for every vendor, making fraud and overspending a thing of the past. You can set up as many cards as you need for <\/span>free<\/b>. Manage the process with real-time information on card usage.\u00a0<\/span><\/p>\n

Expensify<\/b> provides the option of linking multiple virtual cards to your bank account so that you can control spending for each vendor.\u00a0<\/span><\/p>\n

–<\/span> Mobile App Receipt and Invoice Scan<\/span><\/h4>\n

With<\/span> Divvy,<\/b> the ability to scan receipts through the mobile app make reimbursements quick and painless.\u00a0 A two-step approval process gives you control over the approval or rejection of requests.\u00a0\u00a0<\/span><\/p>\n

With set budgets, there will never be nasty surprises – the reimbursement comes out of the budget amount, and a notification is sent when the limit is reached.\u00a0\u00a0<\/span><\/p>\n

Expensify<\/b> uses sophisticated OCR technology<\/a> to produce high-quality images quickly recognized and encoded into the system.\u00a0<\/span><\/p>\n

Approval workflows provide multiple internal controls that <\/span>prevent employees from making fake, duplicate or erroneous claims<\/b>.<\/span><\/p>\n

\"visa\u00a0\u00a0<\/span><\/p>\n

Pexels<\/span><\/i><\/p>\n

C.<\/span> Payment Services<\/span><\/h3>\n

Divvy<\/b> handles payment processing without needing manual intervention.\u00a0 When you pay with Divvy, you can receive rewards, unlike when you use ACH and check payments.\u00a0<\/span><\/p>\n

Your payments are made quickly and securely, keeping your vendors very happy.\u00a0 No more poor relationships due to delayed invoice payments and missing checks.\u00a0<\/span><\/p>\n

Expensify<\/b> allows companies to make payments through the Expensify Card, hiding your real bank account information from fraudsters.\u00a0 Their secure payment system quickly and effectively make payments to vendors and can pay bills through the ACH transfer, check or wire payments.<\/span><\/p>\n

D.<\/span> Reporting<\/span><\/h3>\n

Divvy<\/b> allows you to drill down into your financial information, track historical data and accurately forecast future financial needs.\u00a0 Export your data to an Excel spreadsheet which allows you to arrange the data that makes the most sense for your business.\u00a0<\/span><\/p>\n

Expensify<\/b> allows you to search for and track data according to multiple options.\u00a0 You can search outstanding payments, and reimbursements, according to vendor or employee spending.\u00a0 Monthly reports can be drawn to reduce month-end close time.\u00a0\u00a0\u00a0<\/span><\/p>\n

\"Expensify<\/p>\n

use.expensify.com<\/em><\/p>\n

Claim to Fame\u00a0<\/span><\/h2>\n

With the backing of a well-established company like BILL, the offering of <\/span>Divvy<\/b> has vastly expanded.\u00a0 They claim to be \u2018shooting for the moon\u2019 and \u2018going to new heights continually\u2019 as part of the ingrained culture.\u00a0 They want to produce the most forward-thinking solutions for their customers, leaving competitors behind.\u00a0\u00a0<\/span><\/p>\n

With this kind of grand thinking, it\u2019s understandable that BILL decided to get in on the action, partnering with <\/span>Divvy<\/b> to become No 1 in the accounting software industry.<\/span>\u00a0<\/b><\/p>\n

Expensify\u2019s <\/b>ability to track information about business trips appears to be its most popular feature.\u00a0 The company was founded on the slogan \u2018<\/span>expense reports that don\u2019t suck\u2019<\/b>\u00a0 Reviews confirm that this is their core focus.\u00a0<\/span><\/p>\n

Expensify Ventures<\/b> is the company\u2019s venture capital arm, investing in other finance start-ups that develop early-payment and expense processing software.<\/span><\/p>\n

Lastly, which one should you opt for?<\/span><\/h2>\n

\"woman-working-in-her-laptop\"<\/p>\n

Pexels<\/span><\/em><\/p>\n

Both of these platforms are going to <\/span>save you time, effort and resources<\/b>.\u00a0 It\u2019s safe to conclude that if you\u2019ve never seen automation in action, you\u2019ll get excited – even if you couldn\u2019t care less about paperwork.\u00a0\u00a0<\/span><\/p>\n

Divvy<\/b> for a well-designed and powerful mobile app that provides all web platform functionality.\u00a0 Also, for the ability to apply for funding online to continue running your business operations.\u00a0<\/span><\/p>\n

Divvy<\/b> will satisfy small and medium business owners looking for a neat, well-designed interface and mobile app that is easy to navigate. The simple interface should not fool anyone. Behind this simplicity is a very powerful expense management solution.\u00a0\u00a0\u00a0<\/span><\/p>\n

Having said that, <\/span>Divvy<\/b> seems to be having trouble with its current customer verification and approval process. Numerous customer reviews are giving Divvy bad comments related to the opening of accounts.\u00a0<\/span><\/p>\n

Check out divvy alternatives<\/a> to compare other spend tools that may offer smoother onboarding and stronger controls for teams.<\/p>\n

Since Divvy is a free service, they may be more strict about opening accounts for the sake of financial controls, but they seemed to have dropped the ball on this one.\u00a0<\/span><\/p>\n

Apart from this, the service is well received and customers appreciate the new internal controls they have over their finances. <\/span>Salespeople and creatives<\/b> will love how easy this platform\u2019s mobile app makes managing money, claiming expenses and using virtual cards to pay vendors.\u00a0 <\/span>No fuss at all.\u00a0 <\/b>Just you, getting on with what you love to do.\u00a0<\/span><\/p>\n

Expensify <\/b>for travel expenses features that allow you to integrate all trip expenses in one place<\/span><\/p>\n

Expensify<\/b> provides many options geared to larger enterprises.\u00a0 However, small and medium businesses are not excluded from using the product as long as they are willing to pay the monthly fees.\u00a0<\/span><\/p>\n

People who hate paperwork – even if it is just because it\u2019s killing trees – love that you can scan receipts on the spot and throw the paperwork in the bin.\u00a0 The images are razor-sharp and satisfy the demands of the auditor.\u00a0 They also love the way you can track expenses related to a business trip in one place – their mobile phone.\u00a0<\/span><\/p>\n

Further Reading: <\/strong>10 Benefits of a Paperless Office<\/a>: How Going Digital Can Save You Time and Money<\/p>\n

On the downside, there is minimal information on Expensify\u2019s website compared to other platforms, making it difficult to compare their product objectively. \u00a0 Independent reviews come to their rescue, with customers giving <\/span>Expensify<\/b> high ratings for ease of use, value for money and customer support.di<\/span><\/p>\n

Before you Go – A Quick Word<\/span><\/h2>\n

\"man-smiling-in-front-of-coworker\"<\/p>\n

Pexels<\/em><\/p>\n

At Envoice, we love the innovation and drive these companies have put into developing high-quality products and services.\u00a0 When the accounting industry finds new ways to do things, our customers all benefit.\u00a0<\/span><\/p>\n

We\u2019ve developed our software with accountants and bookkeepers, and our reviews speak for themselves. The <\/span>Envoice platform<\/span><\/a> provides all the key features and benefits spoken of in this article. <\/span>\u00a0Give us a try with a free trial before making your final choice<\/b> – you deserve the best and most user-friendly option.\u00a0<\/span><\/p>\n

We are helping top companies automate their accounting tasks. Find them <\/span>here<\/span><\/a>.<\/span><\/p>\n

Footnotes:<\/span><\/em><\/p>\n

    \n
  1. https:\/\/en.wikipedia.org\/wiki\/Expensify<\/span><\/li>\n
  2. https:\/\/www.saasworthy.com\/compare\/divvy-vs-expensify?pIds=2722,4274<\/span><\/li>\n<\/ol>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Introduction When you think of the occupations that hate admin, paperwork and reporting – who comes to mind? Salespeople and creatives, right?\u00a0 Yeh, I can see the nodding already. If you happen to be that person, your eyes are already glazing over from boredom. Don\u2019t zone out yet!\u00a0 You\u2019re about to hear about two products […]<\/p>\n","protected":false},"author":1,"featured_media":20518,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[89],"tags":[],"class_list":["post-20507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-invoicing"],"acf":[],"_links":{"self":[{"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/posts\/20507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/comments?post=20507"}],"version-history":[{"count":9,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/posts\/20507\/revisions"}],"predecessor-version":[{"id":26983,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/posts\/20507\/revisions\/26983"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/media\/20518"}],"wp:attachment":[{"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/media?parent=20507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/categories?post=20507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/envoice.eu\/en\/wp-json\/wp\/v2\/tags?post=20507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}